to implement the requirements and prohibitions applicable to debt collectors under the Fair Debt Collection Practices Act since it was passed in 1977.”
That would mean they’d never learn debt collectors can’t call you at work if you tell them not to, or that they can’t call before 8 a.m. or after 9 p.m.Not clicking the link would mean people would never know they have a right to demand proof of an obligation, and that they have a right to tell the collector to stop contacting them.
“If people don’t click the hyperlink — and they’ve already been told not to because it could be a scam — they won’t know their rights,” she said. Consumers may be likely to follow safe browsing habits and not click on a hyperlink in an initial communication from an unfamiliar debt collector.” Aside from the advantage of dealing with less-informed consumers, the CFPB says collectors will save a lot of their own money as they try to shake loose money from you and me.
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