Insurer should pay out on hotel’s claim due to likelihood of Covid at premises in March 2020, court hears

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The Marlin Hotel Dublin is suing its insurer over its refusal to provide an indemnity for interruption during the pandemic

The Marlin, through its company Marlin Apartments Limited, is suing Allianz Plc over its refusal to pay out for business interruption during the pandemic.

The first relates to losses incurred due to business disruption or interference as a consequence of “any occurrence” of a notifiable disease at the premises. The second policy extension covers losses for interruption due to damage by an insured defined peril to property. Allianz, represented by Paul Gardiner SC and Brian Conroy SC, refused to pay out under the insurance claim, as, it said, no evidence was provided that Government measures restricting the use of the premises were caused by an occurrence of the virus at the premises.

 

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